Understanding Construction Contracts

Posted December 03, 2018 at 2:26 in Workers Compensation in Commercial Insurance

Construction contracts can contain terms that impact your company’s bottom line. Reviewing them carefully prior to signing is indispensable, and can save your company time and money. This contract review guide is meant to be a starting point for reviewing contracts in general. It highlights some common contract terms and their potential impact. You can begin to understand which terms are most often negotiated in contracts generally. Then, with the help of licensed inside or outside counsel, analyze the commercial risks associated with construction contracts in depth and understand terms and conditions to protect your company’s assets. Continue reading

Permit-Required Confined Spaces and Emergency Responders

Posted November 26, 2018 at 1:57 in Workers Compensation in Commercial Insurance

OSHA recently developed a standard for confined spaces in the construction industry (29 CFR 1926 Subpart AA). These spaces can present conditions that are immediately dangerous to your workers’ lives or health if not properly identified, evaluated, tested and controlled. As a result, preparing to respond to an accident in a confined space is just as important as training workers to enter them. Continue reading

Five Steps to Lower Workers’ Compensation Costs

Posted November 21, 2018 at 1:53 in Workers Compensation in Commercial Insurance

Is your warehousing business burdened by rising workers’ compensation costs? If so, you are not alone. Others in the industry have attempted to reduce insurance costs and spending by controlling internal activities, but we have a different approach. Our five-step plan helps you establish a safety program that is both compliant with Occupational Safety and Health Administration (OSHA) standards and designed to stimulate continuous improvement, helping you spend fewer workers’ comp dollars through a holistic approach that protects your bottom line. Continue reading

The Dangers of Uber and Other Ride-Sharing Apps

Posted November 19, 2018 at 1:40 in Commercial Insurance in Personal Insurance

Uber, Lyft and other ride-sharing services can make it easy to get a quick car ride or make some extra income, and they’re only becoming more popular. In fact, in the cities where these platforms are available, taxi ridership has declined anywhere from 10 to 30 percent. However, the convenience of ride-sharing isn’t without risks. Most ride-sharing businesses are in the early stages of development, and the popularity, risk management, and compliance issues they’re facing are all in uncharted territory. Continue reading

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