Reduce Your Exposures During Work Events

Posted January 09, 2019 at 11:11 in Commercial Insurance

Businesses host parties for a variety of reasons, including the holidays and organizational accomplishments. While these events are fun, team-building opportunities, they can create a number of risks for the hosting company. In fact, in the event that an employee is injured at the party or cause property damage, the employer is usually the one held responsible. This can affect a company for years. Continue reading

Understanding Construction Contracts

Posted December 03, 2018 at 2:26 in Workers Compensation in Commercial Insurance

Construction contracts can contain terms that impact your company’s bottom line. Reviewing them carefully prior to signing is indispensable, and can save your company time and money. This contract review guide is meant to be a starting point for reviewing contracts in general. It highlights some common contract terms and their potential impact. You can begin to understand which terms are most often negotiated in contracts generally. Then, with the help of licensed inside or outside counsel, analyze the commercial risks associated with construction contracts in depth and understand terms and conditions to protect your company’s assets. Continue reading

Permit-Required Confined Spaces and Emergency Responders

Posted November 26, 2018 at 1:57 in Workers Compensation in Commercial Insurance

OSHA recently developed a standard for confined spaces in the construction industry (29 CFR 1926 Subpart AA). These spaces can present conditions that are immediately dangerous to your workers’ lives or health if not properly identified, evaluated, tested and controlled. As a result, preparing to respond to an accident in a confined space is just as important as training workers to enter them. Continue reading

Five Steps to Lower Workers’ Compensation Costs

Posted November 21, 2018 at 1:53 in Workers Compensation in Commercial Insurance

Is your warehousing business burdened by rising workers’ compensation costs? If so, you are not alone. Others in the industry have attempted to reduce insurance costs and spending by controlling internal activities, but we have a different approach. Our five-step plan helps you establish a safety program that is both compliant with Occupational Safety and Health Administration (OSHA) standards and designed to stimulate continuous improvement, helping you spend fewer workers’ comp dollars through a holistic approach that protects your bottom line. Continue reading

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