Michigan Umbrella Insurance: Protection for a Rainy Day

Posted March 03, 2015 at 9:53 in Umbrella Insurance

Michigan Umbrella Insurance: Protection for a Rainy Day

Oakland Insurance Agency wants to make certain that all of our clients are protected for every situation, especially in Michigan's unpredictable weather. We work hard to provide our customers with top of the line insurance policies to cover all phases of their lives, including health, home, car, businesses and more. However, in some cases a typical insurance policy isn't enough to cover a claim. In these situations, you need additional coverage such as an umbrella insurance policy.

Insurance policies typically have monetary limits.
When purchasing an insurance policy, the maximum liability protection that the policy will pay out has to be determined beforehand. In some cases, it is required by the state to have a minimum amount of insurance, though sometimes additional coverage is needed. Oakland Insurance can help you determine this number and it will fully cover you if you need to make a claim on the policy.

This applies to the majority of policies that have liability components, such as auto, renters, home insurance and more.

Umbrella insurance goes above and beyond your other insurance policies.
An umbrella insurance policy will help ensure that you have that extra added protection, going above and beyond each of your insurance policies. Umbrella insurance is an inexpensive approach and you can get upwards of a million dollars of extra coverage for qualifying insurance policies. An umbrella policy will typically cover you in many situations including:

• Expensive car accidents and misfortunes at home
• Incidents such as slander, libel, invasion of privacy, defamation of character
• Attorney's fees and other legal fees in lawsuits
• Incidents that happen in other countries
• Extra liability coverage for your home, car, boat and more

If you are interested in learning more about a umbrella insurance policy, all you need to do is call 248-647-2500. You can ask an Oakland Insurance agent if an umbrella insurance policy is right for you. And remember - the small price that you will pay for an umbrella insurance policy will far outweigh the policy's potential benefits.

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