Home Insurance Michigan

At Oakland Insurance, we believe you should be able to create a tailored policy for homeowners insurance. Michigan residents personalize their homes, so why not personalize their insurance policy too? For anyone residing in Michigan, Oakland can customize a policy catering specifically to residents who need home insurance in Michigan.

You may not be required to carry homeowners insurance in Michigan, but it is a sensible choice. Many factors come into play when designing a homeowners insurance policy including the type of residence you own, whether or not you have a security system in place and where your home is located in Michigan. Home insurance rates will vary depending on such factors, so it’s important to consult an experienced agent before selecting your plan. The agents at Oakland Insurance will help ease the process for you.

A basic homeowners insurance policy will cover the following:

  • The structure of your home
  • Replacement costs
  • Personal possessions (up to a set limit)
  • Living expenses in case of a disaster
  • Liability

You can purchase supplemental policies to add to your home insurance suite such as:

  • Valuable Articles/Floater policies (i.e. Jewelry Insurance)
  • Flood policies
  • Earthquake policies
  • Umbrella policies (additional liability)
  • Animal Liability (liability issues due to household pets)

At Oakland Insurance, we understand that selecting the ideal homeowners insurance in Michigan can be daunting. Don’t get overwhelmed -our trustworthy agents are prepared to advise you no matter where you reside in Michigan.

Home insurance can act as a financial safety net if destruction or liability wreaks havoc on your house. Let Oakland Insurance assist you while in choosing the correct homeowners insurance policy for your unique needs. Give us a call today at 248.647.2500.


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